Your Texas Start-to-Sell Checklist

Work through these steps in order and you'll be fully set up before your first sale. Each item links to the relevant section of this guide for details.

Complete food handler certification
ANAB-accredited · $5–$20 online · valid 2 years · see Permits guide
Decide on business structure (sole prop or LLC)
Most cottage food sellers start as sole proprietors · see comparison below
File DBA if using a business name
Required if selling under any name other than your legal name · $15–$25 at county clerk
Apply for EIN from IRS (recommended)
Free · instant online · needed for business bank account · irs.gov
Open a dedicated business bank account
Separates personal and business finances · simplifies tax tracking
Determine sales tax obligations
Call TX Comptroller (800) 531-5441 · apply for permit if needed · apply online
Register with DSHS (if selling TCS foods)
Required for perishable products · optional for address privacy · DSHS portal
Create compliant labels for all products
Texas disclaimer, allergens, ingredients, net weight · see Label guide
Set your prices
Cost of goods + time + overhead + margin · see pricing guidance below
Choose your first sales channel
Farmers market, online, from home, or events · see where to sell below
Create your SellFood storefront
List products, accept orders online, reach market-day buyers · start free

The interactive Business Setup Checklist (available free with a SellFood account) lets you check off each step as you complete it, tracks your progress, and sends reminders for time-sensitive items like certification renewals. See the tool at the bottom of this page.

Sole Proprietor vs. LLC in Texas

Most home food sellers in Texas start as sole proprietors. Here's how the two structures compare — and the one important caveat specific to Texas cottage food law.

Option 1
Sole Proprietor
State Registration
Not required. You can start selling immediately with no state filing.
Setup Cost
Free (or $15–$25 if filing a DBA business name)
Liability
Personal assets are at risk if a customer files a claim. Cottage food liability insurance is strongly recommended.
Taxes
Income reported on personal tax return (Schedule C). No state income tax in Texas.
Cottage Food Fit
Best fit for most cottage food sellers. Low overhead, easy to set up, and Texas law is interpreted to define cottage food operators as individuals — not entities.
Option 2
LLC (Limited Liability Company)
State Filing
SOSDirect online · Form 205 (Certificate of Formation)
Setup Cost
$300 one-time filing fee with TX Secretary of State. Veteran-owned businesses may qualify for a fee waiver.
Liability
Personal assets are generally protected. However, liability protection is only meaningful if you maintain proper business separation.
Annual Filing
Public Information Report (PIR) due May 15 each year with TX Comptroller. No franchise tax owed below $2.47M revenue.
Important Caveat
The Farm and Ranch Freedom Alliance interprets Texas law to define a cottage food operator as an individual, not an entity. An LLC may not qualify for cottage food protections. Consult a Texas attorney before forming an LLC for your cottage food business.

The LLC caveat is real. Texas cottage food law may only protect individual operators — not LLCs or other business entities. If this matters to you, purchase cottage food liability insurance (typically $200–$500/year from carriers like FLIP, Food Liability Insurance Program) and consult a Texas food business attorney before filing an LLC.

For the vast majority of small cottage food businesses, sole proprietorship + liability insurance is the right starting point. An LLC makes more sense once you've grown past $50,000 in annual revenue and have a clearer picture of your risk profile.

Registering Your Business Name (DBA)

If you want to sell under a name other than your own legal first and last name — "Hill Country Honey Co.," "Sweet Texas Bakes," "Rosa's Tamales" — you need to file an Assumed Name Certificate, commonly called a DBA ("doing business as"), with your county clerk's office.

Filing a DBA does not create a separate legal entity or provide liability protection — it simply registers the fact that you, as an individual, are doing business under that name. It gives you the legal right to open a bank account, accept checks, and sign contracts in that business name.

How to File a DBA in Texas

  • Contact your county clerk's office. Most accept in-person or mail filings; some now offer online filing.
  • Fees vary by county — typically $15–$25 for the first assumed name owner. A few examples: Travis County ($23), Dallas County ($23), Harris County (approximately $21), Bexar County (approximately $20).
  • You'll need: the assumed name, your legal name and address, a description of the business, and valid ID for in-person filing (notarized signature for mail).
  • The DBA is valid for up to 10 years — set a reminder to refile before expiration.
  • Find your county clerk's contact through the Texas Secretary of State website.

A well-chosen business name is worth the $20 filing fee. It goes on every label, your SellFood storefront, your social media, and every farmers market booth sign. Take a few hours to think through your name before filing.

Bank Account & Taxes

Texas has no state income tax on individuals — one of only seven states with this advantage. But federal taxes still apply, and separating your business finances from the start saves enormous headaches at tax time.

🏦 Dedicated Business Bank Account
Strongly Recommended
Open a separate checking account for your cottage food business as soon as you make your first sale. It makes bookkeeping straightforward, simplifies tax filing, and looks professional if you ever need to show business finances for a loan or grant. Most banks require an EIN and DBA filing to open a business account.
🏛️ Texas State Income Tax
Not Applicable
Texas has no state income tax on individuals or self-employment income. Your cottage food revenue is subject to federal income tax only. This is a significant financial advantage for Texas sellers compared to most other states.
📋 Federal Self-Employment Tax
Applies
All cottage food income is reported on your federal tax return (Schedule C, Form 1040). Self-employment tax (15.3% on net self-employment income up to $168,600 for 2024) also applies. Set aside approximately 25–30% of net profits for federal taxes. Consider quarterly estimated tax payments if you expect to owe more than $1,000 for the year.
🧾 Texas Sales Tax
Conditional
Most food items sold for home consumption are exempt from Texas sales tax. However, candy, snack foods, and some prepared foods are taxable. If you sell taxable items, a Sales & Use Tax Permit is required (free). Call the Texas Comptroller (800-531-5441) to confirm which of your specific products are taxable.
🔢 EIN (Federal Tax ID)
Recommended
Apply free and instantly at irs.gov. Most banks require an EIN to open a business account. It also keeps your Social Security number off of business documents. Apply after forming your entity (if forming an LLC) or at any time as a sole proprietor.
📊 Bookkeeping
Strongly Recommended
Track every sale and every expense from day one. A simple spreadsheet works at first. Keep receipts for ingredients, packaging, labels, farmers market fees, and equipment. These are all deductible business expenses that reduce your taxable income. SellFood's Accounting page (Cottage Pro tier) tracks revenue and expenses automatically from your sales.

Setting Your Prices

Underpricing is the most common mistake new cottage food sellers make — and it's usually fatal to the business. Your price must cover your costs, your time, and return a margin that makes the business worth running.

🧮

Start with your cost of goods

Add up every ingredient and packaging material that goes into one unit. Divide bulk purchases by the number of units they produce. Be precise — vague estimates lead to underpricing.

⏱️

Include your time

Assign yourself an hourly rate — at minimum $15–$20/hour for a new business. Divide your total production time (prep, bake/cook, packaging, labeling) by the units produced and add that cost per unit.

🏪

Add overhead

Farmers market booth fees, platform fees, label printing, insurance, and supplies all have a cost. Estimate monthly overhead and divide by your monthly unit volume to get a per-unit overhead figure.

💰

Apply a margin

Aim for at least a 30–40% margin above your total costs. A common starting formula: Total Cost × 2.5 to 3 = retail price. Don't race to the bottom — customers at farmers markets expect to pay a premium for artisan, handmade food.

🏷️

Research your market

Visit your target farmers markets before your first booth. Note what similar products sell for. Price your products competitively — but never below your cost. If the market price doesn't cover your costs, rethink the product or the market, not your price.

📈

Raise prices when ready

It's easier to raise prices on a growing customer base than to survive on margins too thin to sustain the business. Price fairly from the start. Your craft and your time have real value — price accordingly.

The math test: If you bake 24 jars of jam in a 3-hour session and the ingredients + jars + labels cost $48 total, that's $2/jar in COGS. Add $15/hr × 3 hrs = $45 labor ($1.88/jar), plus $0.50/jar overhead estimate = $4.38 total cost per jar. At 2.5× markup = $10.95 retail price. If jam at your target market sells for $8, you either need to reduce costs, increase batch size, or find a better market — not price at $8 and lose money on labor.

Where to Sell in Texas

Texas offers more sales channels for cottage food sellers than most states. Here's a practical breakdown of each option — with honest guidance on which are best for getting started.

🌾 Farmers Markets
Best for Getting Started
The highest-trust, highest-margin channel for cottage food in Texas. Direct customer interaction, instant feedback, cash in hand at the end of the day. Apply directly to your local market — fees vary from $15–$60/day. Texas has hundreds of active markets. Find markets near you through Texas Farmers Market and Sustainable Food Center.
💻 Online via SellFood
Best for Scaling
List your products on SellFood.com and reach buyers beyond your local market. Texas requires personal delivery for online orders — but SellFood's market-day QR system turns your booth into an order station, letting buyers pay online and pick up in person at the market. Great for pre-orders and repeat customers.
🏠 From Your Home
Low Overhead
Sell directly to customers who come to your home. No booth fees, no commute. Works well for established customers and neighbors. Low volume but high margin. No signage restrictions under state law — check HOA rules if applicable.
🎪 Events & Festivals
Seasonal Opportunity
Food festivals, craft fairs, holiday markets, and community events can generate concentrated sales. Texas food festivals — from Wurstfest in New Braunfels to local fair circuits — attract buyers specifically looking for artisan food. Higher traffic than weekly markets, but more competitive booth applications.
🏪 Wholesale to Retail Stores
New via SB 541
As of September 2025, shelf-stable cottage food products can be sold wholesale through registered cottage food vendors at retail stores, farmers markets, and food service establishments. This opens a path to local grocery stores, specialty food shops, and gift shops — without going through the full food establishment licensing process.
📱 Social Media & Direct DMs
Builds Your Following
Many Texas cottage food sellers drive significant revenue through Instagram, Facebook, and local neighborhood apps (Nextdoor, Facebook Marketplace). Take orders via DM, then personally deliver or arrange pick-up. A strong social media presence is an asset regardless of which other channels you use.

Start with one channel and do it well. The sellers who burn out fastest are the ones who try to manage a weekly farmers market, an online store, wholesale outreach, and event applications simultaneously in their first year. Pick your best channel, build a loyal customer base there, then expand once operations are smooth.

Track Your Setup Progress

The Business Setup Checklist is an interactive version of the checklist at the top of this page — check off each step as you complete it, with reminders for time-sensitive items like certification renewals.

Texas Business Setup Checklist

An interactive checklist that tracks your progress from food handler certification to first sale — with renewal reminders and links to every resource you need.

Create Free Account to Use This Tool →